Representative APR Example
£250 borrowed for 30 days. Total amount payable by one repayment: £310.
Total interest payable by one repayment: £60. Representative APR 1223.6% (Variable)
0 Day(s)
Interest : £0
Repayment : £0

Terms and Conditions

This is the terms and conditions page of Payday Town. This site is governed by certain terms and conditions set forth by us and every visitor is required to abide by them if they wish to continue using our loan comparison services. If you are not comfortable with the terms, you are requested to navigate away from our site immediately.

When you start using our loan comparison services we may collect your personal details which is needed to filled on the registration form. We work as a mediator that helps in filling gap between you and the lender. Our services are designed to match your requirements with the lenders associated with us, according to your requirement and credentials. No matter what your requirement is, we will put our best efforts to help you find the most favorable loan deal with better rates and terms.

At Payday Town we can make changes to our terms and conditions without any prior notification. To keep a track on all changes you are requested to visit this page at regular interval.

Links to third party websites can be found on this website. They are provided just for additional information. You are free to use them at your own risk. We will not be liable for any damage caused while browsing any third party website. They are not controlled and maintained by us.

Any text, content, images, graphics or any other material published on the pages of Payday Town falls under copyright policy. You are not allowed to copy or download anything from our site pages and use it for commercial and business related purpose. It will lead to a legal and punishable offense. However, you are free to gather information through browsing our site pages and can use it just for your personal reference.

Loan Information

We Are A Broker, Not A Lender

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan through our UK network of leading Payday Loan Lenders and Brokers. The personal, financial and employment information that we collect is stored electronically for the duration of your application and is removed from our system upon acceptance from a lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayments please do not apply with us in the first place. It is not worth risking your credit rating nor any financial consequences which might result.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

Authorised and regulated by the Financial Conduct Authority.
Authorisation can be checked on the Financial Service Register at

Credit Broking: Authorisation Number FRN740122
Data Protection Reg No: ZA123718
Site owned & operated by
Pervasive Web Solutions

Room G49, Lakeside House, 1 Furzeground Way,
Stockley Park, Uxbridge, Middlesex, UB11 1BD


Warning: Failure to meet your repayments can have serious financial consequences. For help, go to