Representative APR Example
£250 borrowed for 30 days. Total amount payable by one repayment: £310.
Total interest payable by one repayment: £60. Representative APR 1223.6% (Variable)
0 Day(s)
Interest : £0
Repayment : £0

Welcome to Payday Town

Whatever the reason of cash shortfall, Payday Town can help you with finding a favorable short term financial solution. Whether you are looking for a loan to pay off pending home rent, to arrange a small birthday party for your child or for paying off utility bills and handling household expenses, then register with us without wasting any time.

Who we are?

We work as a mediator that helps in bridging gap between you and the lender. We will process your information and help you find the most appropriate lender according to your requirements and credentials. We do not charge any fees for this service. You will consider our loan comparison services to search, compare and find a tailor-made loan deal for you that fit your necessity. Rates and fees, interest charges, loan amount, repayment term and other terms of the loan will be decided by lenders only. We are not responsible and have no control on any actions and inactions of the lenders on its network. We will collect your information and forward it to competent lenders to look for the loan deal that you exactly need.

Who all can apply?
  • Anyone from UK who are over 18 years of age
  • Anyone been regularly employed with steady monthly income
  • Anyone who hold valid checking account that accepts direct deposit

What are payday loans?

They are short term loans that can be availed ahead of your next month paycheck. Upon approval you can get easy finance ranging from £100-£1,000. Funds will be debited from your bank account when your next month paycheck comes within 2-4 weeks. The loan amount may vary from lender to lender, based on your needs and budget.

Why payday loans are expensive?
Due to being offered for short time only, lenders will charge these loans with higher interest rate. So, you should make repayment on time as they are expensive.

How does it work?

Once you have registered with us by simply filling a simple online form with the required details and submitting it to us. We will make your form processed by one or more trusted lenders in our network and inform you about if your loan request is accepted or not in no time. Lenders will conduct credit checking on you to know about your current financial standing and your repayment capability before approving you a loan. Once approved, the funds will be directly wired into your bank account.

At Payday Town we provide 24 hour online service. Feel free to reach us at any time if you need further assistance!

Loan Information

We Are A Broker, Not A Lender

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan through our UK network of leading Payday Loan Lenders and Brokers. The personal, financial and employment information that we collect is stored electronically for the duration of your application and is removed from our system upon acceptance from a lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayments please do not apply with us in the first place. It is not worth risking your credit rating nor any financial consequences which might result.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

Authorised and regulated by the Financial Conduct Authority.
Authorisation can be checked on the Financial Service Register at

Credit Broking: Authorisation Number FRN740122
Data Protection Reg No: ZA123718
Site owned & operated by
Pervasive Web Solutions

Room G49, Lakeside House, 1 Furzeground Way,
Stockley Park, Uxbridge, Middlesex, UB11 1BD


Warning: Failure to meet your repayments can have serious financial consequences. For help, go to